To avoid a bad credit history:-
there are a number of thing you should not do to have a good credit history.
Do Not's :-
do not pay late .
don't sign a credit contract untill you understand it.
Do not wait to report any unauthorized transaction on your account.
avoid going for a new credit card for the purpose of debit consolidation .
do not show careless in reviewing your monthly statement .
do not cancel credit card in an improper manner which will hurt your credit score.
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